Eligible Locations: MSAs within the U.S. and its territories exhibiting stable or improving economic fundamentals.

Property Types: All major brands and select independent properties.

Loan Amount: Minimum $2M.

Loan Term: 5 – 15 year terms.

Amortization: 15 – 30 year terms.

Interest Rates: Fixed and Floating (Competitive rates based on risk profile and loan size).

Adjusted Operating Income: Operating Cash Flow less standard Management Fees and required CapEx reserves.

Loan to Value: Typically up to 75% of Appraised Value.

Mezzanine and Bridge Structures: May be available for qualified properties.

Reserves: Standard Tax, Insurance and Capital Reserves required during loan term.

Sponsor/Borrower: Creditworthy individual(s) or entity acceptable to lender with sufficient liquidity and net worth.

Borrowing Entity: Single asset or special purpose entity required depending on loan size.

SBA Program: LIPG offers SBA structured loans for qualified transactions.