Commercial Real Estate Lending
We structure, arrange and service first mortgage, bridge, and mezzanine loans for Office, Retail, Industrial, Multi-family and other traditional real estate products in the across the U.S. Terms vary based on asset performance and loan-to-value request. Terms included fixed and floating rates, short and long-term loan duration, interest-only and amortizing structures with non-recourse loan structures.
Commercial Real Estate Lending Program
Property Types: Office, Retail, Industrial, Multi-Family, Self-Storage, Manufactured Housing, Healthcare and other similar type properties.
Loan Amount: Minimum $3M.
Loan Term: 3 – 15 year terms.
Amortization: Interest-only structures; 20 – 30 year terms
Interest Rates: Fixed and Floating (Competitive rates based on lender, risk profile and loan size).
Adjusted Operating Income: Operating Cash Flow less standard Management Fees and required CapEx reserves.
Loan to Value: Typically up to 75% of Appraised Value on First Mortgages.
Mezzanine and Bridge Structures: May be available for qualified properties.
Sponsor/Borrower: Creditworthy individual(s) or entity acceptable to lender with sufficient liquidity and net worth. Recourse and Non-Recourse terms available.
Borrowing Entity: Single asset or special purpose entity required depending on loan size.
SBA Program: LIPG offers SBA structured loans for qualified transactions.
